The Nuts & Bolts of Dental Insurance

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Dental benefits/insurance are commonly defined into 5 categories. Click on the category to view : characteristics, advantages, disadvantages, and purchase consideration.

FULLY-INSURED INDEMNITY PLAN

SELF-INSURED INDEMNITY

  • The benefit carrier usually ends with the name "trust" or "administrator"

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    PREFERED PROVIDER ORGANIZATION (PPO)

  • This benefit usually restricts a pool of patients to a group of providers

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    DENTAL HEALTH MAINTENANCE ORGANIZATIONS (DHMO)

  • This benefit pays the participating dentist a contracted fee per month per patient.

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    DIRECT REIMBURSEMENT (DR)

  • This benefit is for employers that wish to "self-insure": allowing for a significant cost savings and freedom of choice.

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    Woodland, California 95695, (530) 662-7128 dr-k@dentalresource.com