Average Plan |
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DENTAL INSURANCE- (Average Plan)Maximum Coverage $1000.00 Plan Year ..Calendar Deductible .$50.00 per year , $150.00/family per year Payment UCR, Plan pays lowest alternative treatment Preventive 100%, deductible not waived Basic . 80% Major 50% Cleanings 2 per year Sealants .. To age 14 Prosthetic Replacement Replacement age: 5 years Prior extractions Not Covered Full mouth x-rays .. Every 3 years Dependent Coverage . To age 19-Full time students to age 23 Orthodontic Coverage .$1000.00 Ortho percentage ..50% Ortho Age Limits .To age 19 Accepts Uniclaims Yes Electronic claims ..No Predetermination .No Send X-rays Periodontal services must also include chart Assignment of Benefits To dentist with valid assignment .Notes and Limitations Sealants to age 14 Sealants on molars only Fluoride to age 19 Fluoride 2 per year Plan has waiting period Panorex x-ray not paid in addition to full mouth x-rays Posterior Composites ( white-fillings) paid as lower alternative ( amalgam) Nightguards not covered Treatment for temoralmandibular joint ( TMJ) dysfunction not payable Porcelain veneers not covered Implants not covered Periodontal surgery paid as major Diagnostic tomograms, or CT scans not payable |
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Return to The Nuts & Bolts of Dental Insurance Top ©1998, Jeffrey Kohlhardt DDS, 1204 Cottonwood Street, Suite 4
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